Our loan programs

Our Loan Programs

Sprout’s programs and products are designed for lenders to solve a wide variety of borrower needs for home ownership.

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Alternative Qualification

Unique methods to qualify borrowers based on income, employment and assets.

SP-A11 Select Asset Optimizer

SP-A10 Select Income per Bank Statements or 1099

SP-A15 Select Bank Statement - Super Jumbo National

SP-A16 Select Bank Statement - ITIN

SP-J12 Select Jumbo Full Doc - VOE Option

SP-A25 Select Bank Statements

Jumbo Loans

Jumbo loan programs, with features that provide more flexibility in qualifying.

SP-J10 Select Jumbo Full Doc

SP- E2 / E7 / E8 / E9 / E11 Premier Jumbo Full Doc

SP-A15 Select Bank Statement - Super Jumbo National

SP-J11 Select Jumbo Full Doc - ITIN

SP-J12 Select Jumbo Full Doc - VOE Option

SP-E4 Premier Jumbo Full Doc - Super Jumbo National

Investor

Products specifically designed for US or foreign real estate investors.

SP-I12 Inve$tor Mixed Use

SP-I10 Inve$tor Debt Service Coverage Ratio

SP-I14 Inve$tor Debt Service Coverage - Low Ratio

SP-I15 Inve$tor No Ratio

SP-C3 - AUS Investor Advantage

SP-C4 - Conventional - AUS High Balance Advantage

SP-I11 Inve$tor Debt Service Coverage - High Balance