Our Loan Programs

Alternative Qualification

SP-A11 Select Asset Optimizer

Designed for borrowers with substantial liquid capital. The Asset Optimizer program permits borrowers to qualify based on 100% of their assets.

Asset depletion by 60 months
100% depletion of qualified assets
Up to 90% LTV, with interest-only option to 85% LTV
Max Loan Amount $4M
1-4 units, warrantable / non-warrantable condos, condotels, Co-Ops
Primary residence, second homes, investment / business purpose properties
Foreign borrowers permitted
Min 660 Credit Score (680 in NY)
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Call us at 844-664-6100 to learn how our full line of loan programs can help your clients secure home financing.
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