Our Loan Programs

Alternative Qualification

SP-A11 Select Asset Optimizer

Designed for borrowers with substantial liquid capital. The Asset Optimizer program permits borrowers to qualify based on 100% of their assets.

Asset depletion by 60 months
100% depletion of qualified assets
Up to 90% LTV, with interest-only option to 85% LTV
Max Loan Amount $4M
1-4 units, warrantable / non-warrantable condos, condotels, Co-Ops
Primary residence, second homes, investment / business purpose properties
Foreign borrowers permitted
Min 660 Credit Score (680 in NY)
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Call us at 844-664-6100 to learn how our full line of loan programs can help your clients secure home financing.
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Alternative Qualification

Unique methods to qualify borrowers based on income, employment and assets.

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Jumbo loan programs, with features that provide more flexibility in qualifying.

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Products specifically designed for US or foreign real estate investors.

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©2022 Sprout Mortgage, LLC. All Rights Reserved. 1680 SW St. Lucie West Blvd, Suite 208, Port Saint Lucie, FL 34986. Corp NMLS#: 1844521 (For licensing information, go to: www.nmlsconsumeraccess.org). This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.
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