Our Loan Programs

Alternative Qualification

SP-A10 Select Income per Bank Statements or 1099

Designed for borrowers whose true income is documented by their bank statements.

Up to 90% LTV - Interest-Only option to 85% LTV
Max Loan Amount $4M
Sprout's Bank Statement Desk optimizes income prior to underwriting
CPA P&L not required
1-4 units, warrantable / non-warrantable condos, condotels, Co-Ops
Primary residence, second homes, investment / business purpose properties
Min 640 credit score (680 in NY)
Investment / Business Purpose 1-4 unit, Condos: Purchase to 85% LTV with 740 credit score
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Call us at 844-664-6100 to learn how our full line of loan programs can help your clients secure home financing.
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